Branson Bank Personal Checking with Options...
With various types of checking accounts to choose from, you can pick an account type that is tailored to fit your personal checking needs. Call us at 417-334-9696 or visit one of our locations and let our customer service representatives assist you in choosing the account that is right for you!
Free Checking
| Account Type | Opening Deposit | Minimum Balance | Monthly Maintenance Fee | Checks Per Month | Interest Bearing |
| Free Checking | $50 | None | None | Unlimited | No |
Minimum opening deposit - $50
No minimum balance requirements
Unlimited check writing
Debit/ATM card - unlimited use*
E-statements required
Online Banking required
*ATM fees may apply at machines other than Branson Bank machines.
Basic Now Checking
| Account Type | Opening Deposit | Minimum Balance | Monthly Maintenance Fee | Checks Per Month | Interest Bearing |
| Basic Now | $100 | $100 | $5 if falls below $100 | Unlimited | Yes |
Minimum opening deposit - $100
Interest accrued on a daily balance method and paid monthly.
Monthly fee of $5.00 unless: minimum daily balance of $100 is maintained.
Unlimited check writing.
Debit/ATM card - unlimited use*
*ATM fees may apply at machines other than Branson Bank 24 hr. machines.
Interest Checking
| Account Type | Opening Deposit | Minimum Balance | Monthly Maintenance Fee | Checks Per Month | Interest Bearing |
| Interest Checking | $1,000 | $1,000 | $8 if balance falls below $1,000 |
Unlimited | Yes, variable. Click here for current interest rates |
Interest earned and unlimited check writing privileges.
Interest on entire checking account balance (click here for current interest rates)
Unlimited check writing
Interest paid on tier balances and subject to change
Interest compounded and paid monthly
Minimum opening deposit - $1,000
Monthly maintenance fee if daily balance falls below $1,000 or if average daily balance of $1,500 is not maintained - $8
Debit/ATM card - unlimited use free*
*ATM fees may apply at machines other than Branson Bank machines.
Gold Now Interest Checking
| Account Type | Opening Deposit | Minimum Balance | Monthly Maintenance Fee | Checks Per Month | Interest Bearing |
| Gold Now Interest Checking | $10,000 | $10,000 | $15 if balance falls below $10,000 |
Unlimited | Yes, Click here for current interest rates |
$10,000 minimum to open
Unlimited check writing
No maintenance fees if $10,000 balance is maintained. ($15.00 monthly fee if balance falls below $10,000.00)
Discount on safe deposit rental
Debit/ATM card available*
Interest accrued on daily balance and paid monthly (click here for current interest rates)
*ATM fees may apply at machines other than Branson Bank 24 hour machines.
Gold Rewards Checking
| Account Type | Opening Deposit | Minimum Balance | Monthly Maintenance Fee | Checks Per Month | Interest Bearing |
| Gold Rewards | $300 | $300 | $5 if falls below $300 | Unlimited | No |
Minimum opening deposit - $300
Free Branson Bank checks.
Unlimited check writing
Monthly fee of $5.00 unless: minimum daily balance of $300 is maintained.
Debit/ATM card - unlimited use*
*ATM fees may apply at machines other than Branson Bank 24 hr. machines.
Money Market
| Account Type | Opening Deposit | Minimum Balance | Monthly Maintenance Fee | Checks Per Month | Interest Bearing |
| Money Market |
$2,500 | $2,500 | $10.00 if minimum daily balance falls below $2,500 | ------------------------- | Yes, click here for current interest rates |
$2,500 to open
$10 monthly maintenance fee unless: daily minimum balance of $2,500
Interest compounded and credited monthly
$2 fee for each debit transaction in excess of one per month
Interest paid on tiered balance (click here for current interest rates)
Contact us for more information
Equal Housing Lender. Member FDIC. NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS. By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: