Agriculture Lines of Credit/Operating Loans
An Agriculture Line of Credit provides quick access to funds for a wide range of needs, from crop input expenses to cattle purchases to working capital. Once established, your credit line can be drawn from at any time, without the hassle of reapplying. Branson Bank offers flexible revolving and non-revolving terms, depending on your farm needs.
Livestock & Equipment Loans
Our equipment and livestock loans gives you a competitive rate and options tailored to your unique operation. Our loans are specifically designed to finance all types of farm machinery, livestock, machine sheds, grain bins, irrigation systems, trucks and other related items. Variable, fixed, and adjustale interest rates are available to allow you the flexibility to manage risk, in addition to payment plan options, and maturity that fits your cash flow and production cycle.
Farm Real Estate Loans
Branson Bank offers competitive real-estate secured agricultural loans to farmers and ranchers around the area, specializing in loans for full-time and part-time farmers. We offer competitive interest rates with flexible terms so you can purchase farm land, make improvements, or refinance existing debt. Let us help you forget about financing and get to farming.
Farm Service Agency (FSA) Guaranteed Loans
The Farm Agency (FSA) Guaranteed Loan program is a resource for farmers and ranchers to obtain financing when they do not meet the qualifications of a traditional loan. Whether you have experienced a drop in commodity prices, are purchasing your first farm, or just need to restructure your farm debt to improve your cash flower, this may be the resource you need to take your operation to the next level. As a region leader in providing FSA Guaranteed Loans, we have the knowledge and experience to assist you with your financing needs.
Farm Beginning Farmer Down Payment Loans
For most beginning farmers and ranchers, a difficult part of getting started is not gaining experience, but rather putting together the down payment. One of the missions of Branson Bank through the FSA is to assist beginning farmers and ranchers. This program is designed to assist beginning farmers in the purchasing of a farm or ranch and retiring farmers or ranchers, with transferring you land to future generations.