Branson Bank is the business loan expert. Branson Bank business loans feature rates that are very competitive and our experienced commercial bankers will work with you to structure a loan that meets the unique nature of your business. And all loan decisions are made right here in Branson. So, in addition to getting timely responses to your questions, you will realize the benefits of a trusting relationship with the person who approves your loan.
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For current rates please contact us during business hours at: (417) 334-9696.
Commercial Real Estate Loans
A commercial real estate loan lets you purchase or refinance an owner-occupied business property or expand you existing facility. If you own property free and clear, you can also use a commercial real estate loan to leverage your equity to finance equipment, inventory, or expansion. Commercial loans can help to get a business started and to assist in market growth.
Commercial Construction Loans
Commercial construction loans can be used for new building purchases, construction, and remodels. Branson Bank has a long history of working with developers, builders, and investors involved to build commercial real estate construction projects throughout the community with contacts for local approvals, inspections, and contractors. A construction loan can take your business from acquisition to development and construction to permanent financing.
Machinery loans (Equipment Loans)
Equipment loans are used to buy business equipment that are secured by the equipment itself. Instead of putting up your house or business, you use the item you are purchasing as collateral, which allows you and the bank to grow a small business together.
A working capital loan is a loan that has the purpose of financing the everyday operations of your company. Cover accounts payable, wages, cyclical sale cycles, or heavy seasonality with a loan to help keep stable throughout the year. Working capital loans are a great way for business like to generate capital and enable great focus on business growth.
Revolving Line of Credit (RLOC)
A revolving line of credit is a flexible method of borrowing money for your business. Instead of borrowing a fixed amount of money all at once, a revolving line of credit gives your business advance approval to borrow the money you need, up to a certain pre-approved limit. A revolving line of credit is a great way to manage unexpected expenses or seasonal costs while keeping you in control of how much you use.
Lines of Credit
Branson Bank offers revolving lines of credit designed to provide operating capital for growing businesses. When a business is growing, accounts receivable and inventory levels also increase, resulting in the need for financing. Contact one of our loan experts to discuss your business loan needs.
Branson Bank has a term loan to fit your business needs. If you are expanding, need to purchase equipment, or just need extra operating funds, we offer both secured and unsecured loans with fast, local approval and convenient payment terms.
Letters of Credit
The bank offers standby letters of credit necessary to guarantee payment to vendors, government, or other entities. This is a viable alternative to insurance bonding at a reduced cost. Let us assist you when this financing need arises.
Business Real Estate and Commercial Real Estate Loans
- Longer payback period for major purchases
- Up to 20 years amortization
- Matched terms of loan to life of the asset
Use our business mortgage loan program to buy, build, improve, or refinance your commercial property. We can also finance your land acquisition for future expansion.